What is a Mental Health Care Plan?
Navigating your mental health can feel overwhelming at times, but in Australia, there are practical supports available to make seeking support that little bit easier. One of these is the Mental Health Care Plan (MHCP)— which is designed to make accessing psychological services easier and more affordable.
So, What Exactly Is a Mental Health Care Plan?
A Mental Health Care Plan is a simple document created by your GP to help you manage your mental health. Think of it as a roadmap that outlines your unique mental health needs and the recommended support available to address them.
The best part is, in Australia, a Mental Health Care Plan allows you to access Medicare-subsidised therapy sessions with mental health professionals, such as psychologists, social workers, or occupational therapists. This means more people can access the care they need without it becoming a financial burden.
If your GP has recommended seeing a psychologist, chances are they might also suggest creating a Mental Health Care Plan for you - which is a great first step as some clinics may require you to have one.
(Medicare mental health care services)
When Might You Need a Mental Health Care Plan?
Although this list is not exhaustive, you might consider chatting with your GP about a Mental Health Care Plan if you’ve been experiencing:
Ongoing stress, anxiety, or low mood
Trouble adjusting to major life changes or dealing with trauma
Persistent sleep issues, low motivation, or difficulties with mood
If your mental health is impacting your daily life—whether it’s at work, at home, or in relationships—a Mental Health Care Plan can provide a pathway to support.
How Do You Get One?
Your GP is a great first point to coordinate your care and ensure you have access and referrals to all the appropriate support services. The process of getting a mental health care plan should be fairly simple:
Book a GP appointment
Schedule enough time to ensure your GP can give the attention and support you need.Discuss with your GP
This is your moment to be open and honest about how you’ve been feeling. Your GP is there to help, not judge. The more they understand, the better they can assist you.Get Your Plan
If your GP agrees that an Mental Health Care Plan will be helpful, they’ll create one for you. This will include referrals to mental health professionals, giving you access to Medicare-subsidised sessions.
What Does a Mental Health Care Plan Cover?
With a Mental Health Care Plan you can receive up to 10 subsidised therapy sessions per year through Medicare. Your plan will also provide referrals to professionals such as psychologists, social workers, or occupational therapists.
It’s worth noting that some psychologists offer bulk billing (meaning no out-of-pocket expenses), while others may charge a fee. Always check with your therapist before booking so there are no surprises.
Taking the First Step
Deciding to seek help is a big step, but it’s also an empowering one. If you’re unsure whether you need a Mental Health Care Plan or have questions about how it works, your GP is the best place to start.
Remember, you’re not alone—many people in Australia access mental health services. It's important to remember there are services and professionals ready to support you every step of the way. A Mental Health Care Plan is just one tool that can help you take control of your mental health and start feeling more like yourself again.
Already have a Mental Health Care Plan?
If you already have a Mental Health Care Plan, you can contact our clinic to discuss booking in your first session. Our friendly team of counsellors and psychologists are ready to support you - let’s take that step toward Total Wellbeing together.
Total Wellbeing is not a crisis service. If you need urgent help, please contact:
